These Terms of Service constitute a legally binding agreement between you and Tjk Collections Inc. (referred to as TJK Collections, we, us, or our), a corporation organized under the laws of Canada, with its principal place of business at 45B Railroad St, Brampton, Ontario L6X 1G4, Canada. By accessing or using our website at https://www.tjkcollections.mom and any related services, you agree to be bound by these terms.

1. Acceptance of Terms

By accessing, browsing, or using this website and any services provided by Tjk Collections Inc., you acknowledge that you have read, understood, and agree to be bound by these Terms of Service, our Privacy Policy, and any additional terms and conditions that may apply to specific services we offer. If you do not agree with any part of these terms, you must discontinue your use of our website and services immediately.

We reserve the right to modify, update, or replace these Terms of Service at any time at our sole discretion. Material changes will be communicated by posting the revised terms on this page with an updated effective date. Your continued use of the website following any changes constitutes your acceptance of the modified terms. It is your responsibility to review these terms periodically for updates.

2. Services Description

Tjk Collections Inc. provides professional computer systems design and related services, including but not limited to systems architecture and design, cloud infrastructure integration, custom software development, cybersecurity solutions, data engineering and analytics, and IT consulting and strategy services. The specific scope, deliverables, timeline, and fees for any project shall be defined in a separate written agreement, statement of work, or service contract executed between the parties.

We make every effort to accurately describe our services on this website. However, the information provided on our website is for general informational purposes only and does not constitute a binding offer to provide services. All services are subject to availability and our acceptance of your engagement.

3. User Obligations and Conduct

When using our website and services, you agree to the following obligations and standards of conduct:

  • Accurate Information: You agree to provide true, accurate, current, and complete information when filling out contact forms, requesting consultations, or engaging our services. You are responsible for maintaining the accuracy of any information you provide to us.
  • Lawful Use: You shall not use our website or services for any unlawful purpose or in violation of any applicable federal, provincial, local, or international laws and regulations.
  • Intellectual Property Respect: You shall not reproduce, distribute, modify, create derivative works from, publicly display, or exploit any content from our website without our express prior written consent.
  • No Interference: You shall not interfere with or disrupt the operation of our website, servers, or networks, including through the transmission of viruses, malware, spam, or any other harmful code.
  • No Unauthorized Access: You shall not attempt to gain unauthorized access to any part of our website, the server on which it is hosted, or any other systems or networks connected to our infrastructure.
  • Compliance with Policies: You agree to comply with all policies, guidelines, and procedures that we may publish from time to time on our website.

We reserve the right to investigate and take appropriate legal action against anyone who, in our sole discretion, violates these provisions, including reporting such activity to law enforcement authorities.

4. Intellectual Property Rights

4.1 Our Intellectual Property

All content, materials, and features available on this website, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, data compilations, software, and the overall design and arrangement thereof, are the exclusive property of Tjk Collections Inc. or its content suppliers and are protected by Canadian and international copyright, trademark, patent, trade secret, and other intellectual property laws.

The TJK Collections name, the TJK logo, and all related names, logos, product and service names, designs, and slogans are trademarks of Tjk Collections Inc. or its affiliates. You may not use such marks without our prior written permission.

4.2 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our website for your personal or internal business purposes, subject to your compliance with these Terms of Service. This license does not include any right to resell or commercially use any content, download or copy account information for the benefit of another merchant, or use any data mining, robots, or similar data gathering and extraction tools.

4.3 Client Deliverables

Unless otherwise agreed in writing, upon full payment for services rendered, we grant you a perpetual, non-exclusive license to use the deliverables created specifically for you in the course of our engagement. We retain ownership of all pre-existing materials, tools, methodologies, frameworks, and know-how used in the creation of deliverables.

5. Payment Terms

Payment terms for our services shall be set forth in the applicable service agreement, statement of work, or invoice provided to you. Generally, the following terms apply:

  • Fees for our services are quoted in Canadian Dollars (CAD) unless otherwise specified.
  • Invoices are payable within 30 days of the invoice date unless different terms are specified in the service agreement.
  • Late payments may incur interest at the rate of 1.5% per month or the maximum rate permitted by applicable law, whichever is lower.
  • You are responsible for all applicable taxes, including federal and provincial sales taxes (GST/HST), unless you provide a valid tax exemption certificate.
  • We reserve the right to suspend or terminate services if payment is not received when due.

6. Confidentiality

In the course of our engagement, each party may disclose or receive confidential information from the other party. Confidential Information means any non-public information, whether oral, written, or in electronic form, that is designated as confidential or that reasonably should be understood to be confidential given the nature of the information and the circumstances of disclosure.

Both parties agree to protect each other's Confidential Information using the same degree of care used to protect their own confidential information, but in no event less than reasonable care. Confidential Information shall not be disclosed to any third party without the disclosing party's prior written consent, except as required by law or to employees and contractors who need to know such information and are bound by confidentiality obligations.

The obligations of confidentiality shall survive the termination of any service agreement for a period of three years, or indefinitely with respect to trade secrets.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Tjk Collections Inc., its affiliates, officers, directors, employees, agents, and subcontractors shall not be liable for any indirect, incidental, special, consequential, punitive, or exemplary damages, including but not limited to damages for loss of profits, revenue, goodwill, use, data, or other intangible losses, arising out of or in connection with your use of our website or services.

Our total aggregate liability for any claims arising out of or relating to these Terms of Service or the provision of our services, whether in contract, tort, negligence, strict liability, or otherwise, shall not exceed the total amount of fees paid by you to Tjk Collections Inc. during the twelve (12) months preceding the event giving rise to the claim, or one thousand Canadian dollars (CAD $1,000), whichever is greater.

These limitations apply even if we have been advised of the possibility of such damages and notwithstanding the failure of any essential purpose of any limited remedy. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you.

8. Disclaimer of Warranties

Our website and services are provided on an as is and as available basis without any warranties of any kind, either express or implied. To the fullest extent permitted by law, Tjk Collections Inc. disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and any warranties arising from course of dealing, course of performance, or usage of trade.

We do not warrant that our website will be uninterrupted, error-free, secure, or free from viruses or other harmful components; that any defects or errors will be corrected; or that the information on our website is accurate, complete, reliable, or current. You use our website at your own risk.

9. Indemnification

You agree to indemnify, defend, and hold harmless Tjk Collections Inc., its affiliates, and their respective officers, directors, employees, agents, and representatives from and against any and all claims, damages, losses, liabilities, costs, and expenses, including reasonable legal fees, arising out of or in connection with:

  • Your use of or access to our website and services;
  • Your violation of any term of these Terms of Service;
  • Your violation of any third-party right, including any intellectual property right or privacy right;
  • Any claim that content you provided to us caused damage to a third party; or
  • Your violation of any applicable law, rule, or regulation.

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification by you, at your expense, and you agree to cooperate with our defense of such claims.

10. Third-Party Links and Services

Our website may contain links to third-party websites, services, or resources that are not owned or controlled by Tjk Collections Inc. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any such third-party content, goods, or services.

We encourage you to review the terms of service and privacy policies of any third-party websites or services that you visit.

11. Termination

We reserve the right, in our sole discretion and without prior notice, to terminate or suspend your access to our website and services for any reason, including but not limited to your breach of these Terms of Service. All provisions of these terms that by their nature should survive termination shall survive, including but not limited to intellectual property rights, confidentiality obligations, limitation of liability, disclaimer of warranties, and indemnification.

Upon termination, your right to use our website and services shall immediately cease. You may terminate these terms at any time by discontinuing your use of our website and services.

12. Governing Law and Dispute Resolution

12.1 Governing Law

These Terms of Service and any dispute arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Province of Ontario, Canada, and the federal laws of Canada applicable therein, without regard to principles of conflict of laws.

12.2 Dispute Resolution

In the event of any dispute, claim, or controversy arising out of or relating to these Terms of Service, we encourage you to first contact us at service@tjkcollections.mom to seek an informal resolution. If the dispute cannot be resolved informally within thirty (30) days, either party may pursue resolution through the courts of competent jurisdiction in Brampton, Ontario, Canada.

You agree to submit to the personal and exclusive jurisdiction of the courts located in Brampton, Ontario, for the resolution of any disputes arising under these terms. You waive any objection to venue or jurisdiction based on inconvenient forum or any other grounds.

13. General Provisions

13.1 Entire Agreement

These Terms of Service, together with our Privacy Policy and any service-specific agreements, constitute the entire agreement between you and Tjk Collections Inc. regarding your use of our website and services, superseding any prior agreements, communications, or understandings, whether written or oral.

13.2 Severability

If any provision of these Terms of Service is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

13.3 Waiver

No waiver of any term of these Terms of Service shall be deemed a further or continuing waiver of such term or any other term. Our failure to enforce any right or provision under these terms shall not constitute a waiver of such right or provision.

13.4 Assignment

You may not assign or transfer your rights or obligations under these Terms of Service without our prior written consent. We may assign or transfer our rights and obligations freely without restriction.

13.5 Force Majeure

We shall not be liable for any failure or delay in performance of our obligations under these terms resulting from events beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, civil unrest, labor disputes, internet or telecommunications failures, governmental actions, or pandemics.

13.6 Notices

Any notices or communications required or permitted under these terms shall be in writing and delivered by email to service@tjkcollections.mom (for notices to us) or to the email address you have provided to us (for notices to you). Notice shall be deemed given on the date of delivery if sent by email during normal business hours.

14. Contact Information

For questions, comments, or concerns regarding these Terms of Service, please contact us:

  • Email: service@tjkcollections.mom
  • Phone: +1 (505) 621-8274
  • Address: Tjk Collections Inc., 45B Railroad St, Brampton, Ontario L6X 1G4, Canada

2026 Tjk Collections Inc. | 45B Railroad St, Brampton, ON L6X 1G4, Canada | service@tjkcollections.mom